About Us

I’m Richelle Smart, the heart behind Smart Insurance Benefits, a boutique agency built on clarity, compassion, and 15+ years of hands-on experience in the health insurance world. I specialize in supporting small businesses, individuals, and families across Nevada and California, helping them navigate coverage with confidence.

At Smart Insurance Benefits, we believe health insurance shouldn’t feel like a maze. I take a transparent, educational approach to every conversation, making sure clients feel informed, empowered, and genuinely cared for. Whether you’re a small employer looking to offer competitive benefits or a family seeking the right plan, I’m here to make the process feel less like paperwork and more like peace of mind.

Let’s turn “confusing” into “clear” and build long-term solutions that actually work for you.

Smart Insurance Benefits (NV)
Richelle Smart Insurance Benefits Agency (CA)
NV Lic#776285
CA Lic#0I50302
NV Agency Lic# 4098917
CA Agency Lic#6015923
NV Health Link Certified
Products: Medical, Short-Term Medical, Dental, Vision, Term Life, Voluntary Benefits, Travel Medical, Association Health Plans, Level-Funded, & More

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